(SBA) Small Business Administration Loan Services

At Alderwood, we offer SBA Loan services designed to help small businesses access government-backed funding with lower interest rates, longer repayment terms, and flexible eligibility. Whether you need capital for expansion, working capital, or to purchase equipment, an SBA loan from Alderwood can support your business growth.

Apply Now

What is an SBA Loan?

An SBA Loan is a government-backed loan that provides small businesses with access to funding through various loan programs, including the popular SBA 7(a) Loan, SBA 504 Loan, and SBA Microloan. These loans offer lower interest rates, longer repayment terms, and reduced risk for lenders, making them an attractive option for business owners looking to grow or stabilize their businesses. SBA loans can be used for a wide range of purposes, from purchasing real estate to covering operational expenses.

Benefits of Small Business Administration

Lower Interest Rates

SBA loans generally come with lower interest rates than traditional business loans, helping you save on borrowing costs.

Government-Backed Security

SBA loans are partially guaranteed by the government, reducing the risk for lenders and increasing your chances of approval.

Longer Repayment Terms

With repayment terms of up to 25 years, SBA loans offer the flexibility to repay your loan over a longer period, reducing monthly payments.

Flexible Usage

SBA loans can be used for a variety of business purposes, including purchasing equipment, refinancing debt, and funding expansion efforts.

No Collateral for Smaller Loans

Many SBA loans do not require collateral, especially smaller loans, making them a great option for startups and small businesses without significant assets.

How It Works

Apply Online

Fill out our simple online application with basic information about your business and revenue.

1 Receive Approval

We’ll assess your application and, if approved, present you with a tailored MCA offer within 24 to 48 hours.

2 Get Your Funds

Upon accepting the offer, you’ll receive a lump sum payment directly into your business account, usually within 48 to 72 hours.

3 Repayment

A percentage of your daily sales will be automatically deducted to repay the advance. The process is allowing you to focus on running your business.

4

Who Can Benefit from an SBA Loan?

SBA loans are ideal for small businesses that:

Are looking for affordable financing with lower interest rates and longer repayment terms.
Need funds to expand, hire more staff, or purchase new equipment.
Require working capital or need to refinance existing debt.
Are unable to secure traditional bank loans due to stringent eligibility criteria.

Apply Now

Why Choose Alderwood for SBA Loans?

At Alderwood, we pride ourselves on offering expert guidance and support throughout the loan application and approval process. When you work with us, you’ll benefit from:

Personalized Loan Solutions
We tailor SBA loan options to meet your business’s unique financial needs and goals.
Expert Assistance
Our team of experienced financial consultants will walk you through every step of the SBA loan process, ensuring you have the information you need to make informed decisions.
Quick and Easy Application Process
With our streamlined application process, you can apply for an SBA loan with ease and receive your funds promptly.
Comprehensive Support
Whether you're applying for your first SBA loan or seeking additional capital, our team is here to provide ongoing support.

How much can I borrow through an MCA?

The amount you can receive depends on your business’s monthly revenue and credit card sales. Typically, we offer advances ranging from $5,000 to $500,000.
What are the repayment terms for an MCA?

Repayment is flexible and based on a percentage of your daily sales. There are no fixed payments, so repayment periods vary depending on your business’s cash flow.
Will I need to provide collateral?

No collateral is required for a Merchant Cash Advance. Your future sales act as security for the advance.
What if my business has a slow month?

Since repayment is based on your daily sales, your repayment amount will automatically adjust if your sales fluctuate, ensuring you never have to pay more than what you earn.
How quickly can I get the funds?

Once approved, funds are typically available in your account within 48 to 72 hours.

Get in Touch

Have questions or need help with your business finances? Contact us today, and we'll guide you toward the right solution!